PAG-IBIG Payments Thru Cellphones

Finally, our government institution is adapting available technology in making transactions easier for Filipinos.

PAG-IBIG payments thru cellphones is now available thru the recent partnership between GLOBE and the Home Development Mutual Fund (more known as PAG-IBIG). I read about this from yesterday's issue of Inquirer Libre. I can only quipped that it is about time. I hope that other government transactions like those for SSS, Philhealth can follow suit.

Through Globe's GCASH facility, PAG-IBIG members can pay their monthly contribution or loan payments anytime and anywhere, right at their comfort thru cellphones. This program is beneficial to many employers and those belonging to low income brackets (e.g. kasambahays)

First things first, PAG-IBIG members need to be Globe subscribers and register for a GCASH account.

GCASH is basically storing cash on one's cellphone sim, turning cash into digital/virtual money. To know more about GCASH, check out Globe's website here.

Once, GCASH account is registered, it needs to be funded by either online bank transfer, Bancnet ATMs, Mobile phone banking or GCASH outlets. Charges may be incurred with this, so please clarify before proceeding.

To remit Pag-IBIG payments, members can pay either P100 (Monthly Mandatory Savings) or P500 (Modified Pag-IBIG II) by dialing *143# on their mobile phones, selecting 'GCASH' and choosing 'Pay Bills'. For housing loan, just include the 20-digit payment reference number. Members can also pay using their smartphones via the GCASH Mobile App available on iTunes, Google Play, and Blackberry World. All Pag-IBIG payments are processed within 2-3 banking days.

Paying Pag-IBIG contributions and housing loans via GCASH is FREE of charge up to December 18, 2013. A minimal service fee of P5.00 will be charged per Pag-IBIG transaction via GCASH afterwards.

>From here.

Cellphone users will welcome this development in government transactions. I just hope that both Globe customer service and PAG-IBIG staff can be extra helpful in explaining this service.